Faith-Based Personal Finance

The Tithe Was Not Supposed to Be the Hard Part.

Money that reflects your faith first, your balance second.

Make Room for Giving

Two bank accounts sync on the free plan. No card, and we'll keep the essentials that way.

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The Order

We set giving first because of this verse.

“Honor the LORD with your wealth and with the firstfruits of all your crops.”

Proverbs 3:9 (BSB)

Crops came in the way a paycheck does, all at once. On $1,000 a month, giving ten percent, the tithe is $100.

The usual order

rent, food, everything else
tithe

It goes last, and the month decides how much is left.

Kingdom Cents

$100
$900 to budget

It goes first. You budget the $900.

Same $1,000 either way. What changes is the order.

Tithe Calculator

See What Your Tithe
Comes To in a Day.

Start with the percentage. Add your income only if you want your own number.

I want to give

Ten percent is the tithe. If ten is not where you are, set your own. The widow gave two coins, and Jesus called it more.

$

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Your Firstfruits
$— a month
$— a week · $— a day

Gross or net? Read the guide →

No card required.

Where the ten percent comes from, and what it isn't →

My Story

Bloomberg taught me finance. God showed me what to do with it.

I grew up in poverty. I taught myself English, then taught myself money, on my own, from whatever I could find.

I ended up at Bloomberg, making more money than I had ever seen. Then I found God, and everything I thought I had built my life on became a question.

When I asked God what to do with what I knew, he kept showing me the same thing. Every budgeting tool I looked at treats the tithe as a line item you reach if there is room. Kingdom Cents sets it aside first.

If you are still learning what faithful stewardship looks like, so am I. I built this for us.

Tee

Founder, Kingdom Cents

Read The Full Story

Where Believers Do Finance Together

Don't Do This Alone.

Here is what that looks like, for you and with others.

Giving

Your Firstfruits, Not an Afterthought

Set your giving percentage once. Every time income comes in, your giving is calculated first.

Budgeting

Know Where the Rest Goes

27 categories and 200+ subcategories, or create your own. A debt-freedom plan with snowball and avalanche methods, so debt stops stealing your peace.

Prayer

Pray Together for What God Knows You Need

Share what you are believing God for in your finances. Join a circle of 12, small enough that everyone in it actually gets prayed for.

Growth

Milestones Become Stones of Remembrance

Joshua built one so his children would ask what it meant. Set goals for an emergency fund, a first home, a mission trip, and see where today's faithfulness puts you decades from now.

Testimony

When God Moves in Your Finances or Season

We created a place inside the app for you to share it. Someone out there needs to hear exactly what He did for you and be encouraged by it.

Your data

Connecting a bank is optional.

Plenty of people type their numbers in by hand, and the app works the same either way.

If you do connect one, you sign in with your bank through Stripe, and Kingdom Cents receives a read-only view of your balances and transactions. That is the whole connection, and you can end it whenever you want.

About the AI

AI sorts each transaction into a budget bucket. It reads the store name, like “WHOLE FOODS”, and that is all it needs. You approve every suggestion, and your numbers are never used as training data.

How we handle your dataSecurity

My Commitment

Everything That Matters Is Free, and It Stays Free.

Every feature built around giving, prayer, and faithfulness is free. No trial. No card. No expiration.

See What Is IncludedRead the Questions