Security

Your financial data deserves the same care your faith does.

Here is exactly what we do to protect your data, how your bank connections work, and what we will never do.

Data Protection

AES-256 encryption at rest

All data stored in our database is encrypted using AES-256, the same standard used by banks and the US government.

TLS 1.3 in transit

Every connection between your device and our servers uses TLS 1.3 encryption. Your data is protected in motion and at rest.

Row-level security

Your records are isolated at the database level. No other user can ever query your transactions, goals, or giving history.

Bank Connections via Stripe

Read-only access

Kingdom Cents connects to your bank through Stripe Financial Connections, a bank-grade connection service. We only request read access to your transactions and balances. We can never move, transfer, or modify your money.

We never see your password

Stripe handles the authentication directly with your bank. Your banking credentials are never transmitted to or stored by Kingdom Cents.

You can disconnect anytime

Go to Banks in your dashboard sidebar and remove any connected institution instantly. Disconnecting unlinks the account immediately. No waiting period.

Stripe security

Stripe secures the connection with bank-grade encryption, and does not sell your financial data or use it for advertising. Learn more at stripe.com/privacy.

What We Will Never Do

Never sell your data

Your financial data, giving history, and prayer requests are never sold to third parties, data brokers, or advertisers. Ever.

Never run ads

Kingdom Cents does not serve ads and never will. There is no ad network, no tracking pixel, no behavioral targeting.

Never use your data to train AI

Your transactions, notes, and prayer requests are never fed into AI training datasets.

Never share with insurers or lenders

Your financial information is never shared with insurance companies, credit bureaus, or lenders.

Your Data, Your Rights

Export everything

Download all your transactions, goals, and giving history anytime. Settings > Your Data. CSV and full JSON package, no friction.

Delete your account

One click in Settings > Danger Zone. All your data is purged within 30 days. We will confirm by email.

If we ever shut down

You get 90 days notice and a full data export before anything stops working. We will never disappear without warning.

Legal Entity

Kingdom Cents is operated from San Diego, California. See our Terms of Service for the operating entity.

Kingdom Cents is a personal finance tracking tool. It is not a registered investment advisor and does not provide investment advice. Financial projections are illustrative only.

Found a security issue? Email support@kingdomcents.com. We respond within 48 hours and take every report seriously.